![]() ![]() Not all credit card companies recommend that you set a travel notice before you go away, including those with EMV chips that may provide added security when you travel. Which credit cards require a travel notice? If you're in a different country you may have trouble with making an international call, an inconvenience that can prevent you from authorizing your charge and enjoying your trip. If you don't file a travel alert with your card issuer, your credit card may get declined and you might need to contact your credit card company to approve your transactions. You should definitely consider filing a travel notice for every trip outside your country. If you're visiting another state, you can notify your credit card company that you're going away to avoid any hassles as you travel. Traveling outside your stateĪs you travel further from home, the chance of charges being declined is higher. ![]() If you're traveling to an area not far from home, it's unlikely that any credit card charges will be declined, so setting a travel notification may not be a necessity. Check with your credit card issuer to see if they have travel notification capabilities. By letting your credit card company know where you're going and for how long, your company will know that any card transactions from that location were likely authorized by you. You're not required to notify your credit card company when you're going away on vacation, but it is highly recommended. Do you need to notify your credit card company? If you're visiting a country or location where fraudulent charges occur more often, the chances of your credit card getting declined are higher when you don't alert your credit card issuer about your travel. If your company sees a charge from a location away from home, your issuer may think this is suspicious activity and decline the charge. Why should you notify your credit card company of travel?Ĭredit card companies check cardholders' accounts for any unusual or suspicious activity when a transaction occurs. By giving this notice in advance, you're letting your credit card company know that you may be making charges from a different state or country. What is a credit card travel notice?Ī travel notice is an alert to your credit card issuer that you'll be going on a trip to a different location. Here's how you can prepare yourself and your credit card for your next trip. If you have planned travel coming up, alerting your credit card issuers about your vacation plans can help to ensure that your charges aren't declined when you arrive. ![]()
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